Empowering our community through financial inclusion since 2010
To cultivate Western Kenya's most robust financial ecosystem where coffee farmers and entrepreneurs thrive through sustainable economic empowerment and premium market access.
To deliver innovative financial solutions that enrich our members' livelihoods through:
Born from a 2010 gathering of 25 coffee farmers at Lugari's Kiru Market, our SACCO has blossomed alongside Western Kenya's coffee renaissance, now serving 5,000+ members.
Founded with 25 coffee farmers pooling KES 500,000 to secure better drying beds
Launched our Cherry Advance Program, providing pre-harvest financing
Direct trade partnership with European buyers, increasing farmer returns by 35%
Launched carbon credit program for shade-grown coffee farmers
From seedling to export, we grow value at every stage of the coffee journey.
We conduct our business with honesty and transparency
Our members' needs are at the center of everything we do
We continuously improve our products and services
Dedicated professionals committed to your financial success
Board Chairman
Chief Executive Officer
Finance Director
Tailored financial solutions to meet your needs and help you achieve your goals
Secure savings accounts with competitive interest rates...
Affordable credit facilities with flexible repayment terms...
Premium market access for your coffee produce...
Comprehensive insurance covers to protect you...
Hear from satisfied members of our SACCO family
Farmer, 5 years member
"Lugari SILC SACCO transformed my coffee farming business. Through their loans and marketing services, I've doubled my production and income. The staff are always helpful and professional."
Teacher, 3 years member
"The savings culture I've developed through this SACCO has helped me build a house and educate my children. Their services are exceptional with very reasonable interest rates."
Businesswoman, 7 years member
"When I needed capital to expand my shop, Lugari SILC SACCO gave me a loan with very reasonable terms. I've never looked back since. My business has grown 300% in 3 years!"
Retiree, 10 years member
"The insurance products have given me peace of mind in my retirement. I know my family is protected no matter what happens. The SACCO has been my financial partner for life."
Entrepreneur, 2 years member
"As a young entrepreneur, the business training and financial advice I received from Lugari SILC SACCO has been invaluable. Their youth loan program helped me start my salon."
We're here to help with all your financial needs
Lugari Town, Along Kakamega Road
P.O Box 123, Lugari, Kenya
Mon-Fri: 8:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM
Sunday: Closed
Find quick answers to common questions about our services
Our customer care team is ready to assist you 24/7
Join Lugari SILC SACCO today and access financial services designed to empower your future.